COMMERCIAL ROOF INSURANCE CLAIM

MAJOR STORMS

Following a major storm, a potentially serious, yet difficult-to-detect, type of property damage to your business is hail damage. Often following a hailstorm, business owners and building managers don’t even realize their property has suffered damage. As a result commercial roof insurance claim may not be filed promptly.

INVESTIGATE

It is prudent to investigate your property for hail damage soon after a hailstorm. Check to see if trees or flowers on the property are damaged, if cars parked in the open are dented, or if any of the buildings’ windows are cracked. Window and door screens, siding, and air conditioners should also be closely inspected.

DETECTING DAMAGE

Roofs normally sustain the most costly hail damage, yet hail damage to asphalt shingle roofs or membrane roofs is often not immediately recognized. It may take up to three years after a hailstorm for a roof to leak. For flat roofs, unless the hail is quite large (baseball size or more), it may be even harder to detect the damage until much later; which can have an impact on any commercial roof insurance claim. We recommend a through inspection after any severe weather event.

SCOPE OF DAMAGE

Commercial roof insurance claim for storm damage or hail damage, as with other types of property insurance claims, require a prompt notice to the insurance company. It is important that the scope of damage be identified early on in order to support a successful hail damage claim. Even if hail has seriously damaged exterior surfaces, it may not be visible to the untrained eye. Expert examination may be needed to identify damage.

REPAIR PROCESS

Once the commercial roof insurance claim has been settled CIG Construction has the crews and personnel to carry out the the repairs process. We are prepared to carry out the repairs and replacement with minimal disruption to normal course of business.