*CIG Construction is not a public adjuster and does not act as one when working on our clients’ behalf.
Has your PROPERTY recently been damaged from a storm? WE CAN HELP PROVIDE A SCOPE OF REPAIR FOR INSURANCE CLAIMS PROCESS
CIG Construction makes sure that the scope of repairs identified by the insurance carrier complies with plans, specifications, codes, laws, regulations and roofing industry standards for workmanlike construction and repair. We will provide clear and complete Independent Scope of Repair.
Storm damage roof insurance claims, as well as gutters, siding, and windows can all be covered fully or partially by homeowners insurance.
CIG Construction has provided repairs for storm damage roof insurance claims and helps customers ensure necessary repair items are included in the claim by providing a comprehensive Independent Scope of Repairs.
Before You File your Claim
If you think your roof or property has been damaged by a storm, contact CIG Construction to come out and inspect your property. At this point, you are not filing a claim, just inspecting for damage before prematurely starting the insurance claim process. With CIG Construction, we offer a no-cost, zero obligation inspection of your home or business to determine the appearance and likelihood of damage.
Meet With Your Contractor
Next, schedule an inspection with a selected contractor. You will want to do this before an actual claim is filed. The damage may not be as great as you think. To keep a clean record and avoid premium increases, don’t file a claim until hail damage is verified. We can help review your policy and help you assess if your loss will exceed your deductible. If it is less than, or close to, your insurance deductible, filing a claim may not be in your best interest.
File Your Insurance Claim
File your insurance claim if your contractor’s scope for repairs warrants filing a claim. Your insurance company will schedule an adjuster to inspect your roof to approve and process your claim. This will be a good time to review your policy documentation and understand your policy coverage and deductible amount.
Meet With Your Adjuster
Upon request, as your contractor, we’ll be able to represent your needs and attend the adjuster meeting. In most cases the field adjuster conducts his inspection and hands off his findings to a desk adjuster. At this point of the insurance claim process the field adjuster will determine approval or denial on site.
Claim Approval
If the insurance claim is approved, we can go over the details of the insurance coverage explicitly. This will allow you to ask any questions you need regarding the repair work and the warranty the contractor will provide. At this point, our experts at CIG Construction are here to guide you through the insurance claim process and answer any questions or concerns. This step allows our claims specialists to help you understand all repairs your insurance company is covering, giving you total transparency and understanding.
Time For Project to Begin
Your Account Manager will be your point of contact. Details to be collected before repairs take place include shingle selection, warranty selection, as well as any ancillary repair items to be included in the scope of repairs.Your insurance company will provide payment directly to you. You will be responsible for paying for repairs and deductible to the contractor. Your insurance company will require proof that the repair work was performed. CIG Construction will supply any necessary information for you.
FREE Carbon Monoxide Dectector
With Every Storm Damage Roof Replacement
Because the safety of your family is important to us.
During storm damage roof replacement flashing around vent stacks, specifically furnace flue pipes and water heater flue pipes, if located through the roof, can unintentionally become disconnected in the attic area.
During roof replacement CIG Construction takes every precaution to keep homeowners safe.
When storm damage roof replacement is complete CIG Construction’s trained in-house foreman examines all flue pipes. As an extra precaution CIG Construction contracts a licensed HVAC sub-contractor to perform a thorough inspection in the attic area to ensure all flue pipe connections are intact and safely venting through the roof. As an added safeguard with every storm roof replacement CIG Construction is providing homeowners with a free carbon monoxide detector.
WE CAN HELP WITH A INDEPENDENT SCOPE OF REPAIRS FOR YOUR INSURANCE CLAIM PROCESS
